Quick manual credits/ debits made to accounts post validation of customer requests

Adjustments made to customer cards based on promotional offers / rates committed while issuing the card

Handling of STOP payment request on accounts based on customer requests, or notification by the bank.

Handling of processes related to lost or stolen cards, including any STOP payment requests, replacement/ reissue, etc.

Support bankcard adjustments based on customer requests, including fee waiver in case of misapplied fees or as a courtesy.

Comprehensive bankcard adjustments including any debits/credits due to misapplied payments and related fee waivers etc.

Credit information adjustments via automated credit dispute verification or automated universal data

Issuer dispute intake, preliminary investigation to ascertain validity/reason for dispute

Back-office disputes processing for Credit & Debit cards, inclusive of provisional credit, retrieval requests, sending customer letters, waive fees/finance charges, update credit bureau

Research and evaluation of reason for disputed transactions for PIN/Signature-based Bankcard transactions. Correction/ credits to account

Handling of unauthorized, billing errors, goods/services and ATM dispensing and deposit disputes. Case preparation, indexing and proper case routing/ or full completion

Set-up of new merchants based on received applications. Indexing and data extraction, verification of information for onboarding merchants.

Resolution of disputes based on documents received from cardholders and merchants. These are done on behalf of Payment Processors using Association guidelines.

Managing all maintenance to merchant accounts for processors/ acquirers or issuers, based on customer received requests.

Integrating the physical POS terminal equipment or internet payment gateways into the payment processing network to facilitate e-commerce.

Making pricing changes on Merchant accounts based on service requests.

Validating the worthiness of new merchants being onboarded based on a set of criteria to support final approval.

Researching requests based on any changes required by the merchants in contracts or erroneous processing; including financial adjustments to the accounts.

Matching images sent in for Disputes / Fraud evaluation and attaching them to appropriate accounts / folders.

Inbound calls supporting requests like balance & funds transfer, card replacement, block cards, lost & stolen and dispute intake.

Inbound & outbound early-stage general collections

Review incoming issuer chargebacks on behalf of acquirer to process representment / acceptance post verification of available documentation

Gather documentation constituting compelling evidence to successfully represent chargebacks, using merchant CRMs, impacting win rates positively

Upload representment documents post processing where clients don’t have automatic capability

Review incoming issuer chargebacks on behalf of the acquirer to process representment / acceptance post verification of available documentation

Review incoming Pre-arbitration/ 2nd Chargebacks to file arbitration cases with Visa and MasterCard respectively